Terms of Service

Effective Date: 1 August 2026 · Version 3.1

These Terms of Service ("Terms") govern your access to and use of the QYX20 platform and services operated by QuantumYield Innovation Technologies ("QYX20", "we", "us", or "our"). By accessing or using QYX20, you agree to be bound by these Terms.

Important Notice

QYX20 is currently operating as a prototype environment. All financial data, transactions, balances, and integrations shown within the platform are for demonstration and testing purposes only. No real financial activity occurs. No regulatory financial licenses are granted by use of this platform.

Summary of Key Terms

You must be 18+ and legally authorized to use financial services in your jurisdiction
QYX20 is a prototype — do not use it for real financial transactions
You are responsible for maintaining the confidentiality of your credentials
Prohibited uses include illegal activity, circumventing compliance controls, and automated scraping
QYX20 owns all intellectual property in the platform — we grant you a limited license to use it
Our liability is limited to the maximum extent permitted by applicable law

Last updated: 1 August 2026· QYX20 · QuantumYield Innovation Technologies