01Platform

ONE PLATFORM.
EVERY CAPABILITY.

QYX20 is a unified financial operating system. Every module is independently accessible, composable, and collectively integrated through a single API surface.

Launch Platform Documentation

12 integrated modules

Identity

Universal identity and access management.

KYC/KYB verification, biometric authentication, device trust, session management, and role-based access control across every entity and user.

KYC / KYBMFADevice TrustRBAC

Wallets

Multi-chain wallet infrastructure at scale.

Custodial and non-custodial wallet provisioning with real-time balance tracking, transaction history, and programmable spending policies.

CustodialNon-custodialMulti-chainPolicies

Assets

Digital asset registry and issuance.

Tokenise, mint, and manage digital assets with a compliant registry layer. Supports fungible tokens, stablecoins, and structured instruments.

TokenisationMintingRegistryStablecoins

Payments

Programmable multi-rail payment execution.

Route payments across ACH, SWIFT, RTP, SEPA, and on-chain rails through a unified API. Real-time status, retry logic, and idempotency built in.

ACHSWIFTRTPOn-chain

Treasury

Liquidity, reserves, and forecasting.

Manage liquidity pools, monitor reserve ratios, execute treasury strategies, and access real-time cash flow forecasting across all accounts.

LiquidityReservesForecastingStrategies

Settlement

Real-time and T+0 settlement.

Settle transactions with cryptographic finality in real time. Supports bilateral netting, multilateral clearing, and atomic swaps.

Real-timeT+0NettingAtomic

Accounts

Multi-entity account hierarchy.

Structured account trees for organisations, subsidiaries, departments, and individuals. Full audit trail and balance visibility at every node.

HierarchyOrganisationsSub-accountsAudit

AI Agents

Autonomous financial intelligence.

AI agents monitor, reason, and act across platform data — from anomaly detection to automated treasury actions and compliance risk assessment.

Anomaly DetectionAutomationNLPCompliance AI

Analytics

Real-time operational analytics.

Live transaction metrics, ledger reconciliation, reporting pipelines, and audit-ready exports across the entire platform.

Real-timeReconciliationReportingExports

Developer

Full developer experience.

REST APIs, WebSocket streams, type-safe SDKs, sandbox environments, API keys, and webhook integrations — all under one platform.

RESTWebSocketSDKSandbox

Infrastructure

Observable, hardened service infrastructure.

Service health dashboards, deployment management, regional failover, SLA monitoring, and incident response tooling.

HealthDeploymentsFailoverSLA

Gateways

Provider and network connectivity.

Connect external payment networks, data providers, identity bureaux, and compliance services through a managed gateway layer.

NetworksProvidersIdentity BureauxCompliance

02Why QYX20

COMPLEX INFRASTRUCTURE.
REMARKABLY SIMPLE.

The financial stack has historically required assembling dozens of point solutions. QYX20 unifies them through a single programmable layer with coherent APIs, shared identity, and real-time state across all operations.

Start building

Single API surface

One key, one SDK, one authentication model for the entire platform.

Shared identity layer

Every module shares the same identity and access graph — no re-authentication.

Real-time event propagation

Every state change propagates instantly across all connected modules.

Composable by design

Start with one module. Add others without re-integration or migration.

Institutional security

Zero-trust architecture, AES-256 encryption, and immutable audit logs throughout.

Ready to build on QYX20?

Launch the platform or start in the developer sandbox.

Launch Platform Developer Console